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Episode 7 - Cash Pay vs. Insurance: What Every PI Provider Needs to Know

Episode 7 - Cash Pay vs. Insurance: What Every PI Provider Needs to Know

The Golden Pear Law Corner
• 57 min
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In this episode of The Golden Pear Law Corner, we break down a critical question for medical providers working with personal injury cases: Should you bill as cash pay or through insurance—and what’s the real difference? Together, we explore how each model impacts cash flow, risk, and profitability, as well as the legal and regulatory nuances that come with liens, Letters of Protection (LOPs), and insurance reimbursements. From state-specific rules in New York, Florida, California, and Texas to actionable tips for managing accounts receivable and negotiating settlements, this episode is packed with practical insights. Whether you’re a healthcare provider, attorney, or finance professional, you’ll walk away with a clear roadmap to make smarter, more informed decisions when navigating the complex financial dynamics of personal injury care.