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Rethinking PI Receivables — Why the Smartest Practices Are Done Waiting

Rethinking PI Receivables — Why the Smartest Practices Are Done Waiting

Golden Pear Provider Corner
15 min
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For PI-heavy medical providers, the care gets delivered on day one — but payment can take 12 to 24 months or longer. In this inaugural episode of the Golden Pear Practice Corner, we break down the real cost of carrying long-dated PI receivables, from cash flow pressure and balance sheet strain to the growth decisions that keep getting pushed back. We walk through the research — including why collection probability drops below 50% past 120 days and why more than half of medical groups are seeing their AR days climb — and explore the shift a growing number of practices are making: from passive waiting to structured, strategic capital. If your practice treats personal injury patients and your receivables feel like they're working against you, this episode is a good place to start.